Caterer
Insurance
🍽️ Insurance built for caterers

Coverage as dependable as your kitchen.

From intimate dinners to 500-guest galas, your catering business carries real risk. Get General Liability and Workers' Compensation coverage β€” request a fast, free quote or buy a policy online in minutes.

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Catering staff plating elegant dishes at a catered event
Fast, free quotes
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GL & Workers' Comp
The two policies caterers need most
Built for venues & vendors
Meet certificate of insurance requirements
Buy online in minutes
Instant coverage option at checkout

Two policies every caterer should know

Most caterers start with these. We'll help you request the right mix for your operation.

A busy catering buffet line at an event

General Liability

Protects your business if a guest is injured or property is damaged β€” a slip near the buffet, a spill on a client's floor, or a foodborne-illness claim. Venues and event planners almost always require it.

Learn about GL for caterers β†’
A chef and kitchen staff preparing food in a commercial catering kitchen

Workers' Compensation

Kitchens are full of burns, cuts, and lifting injuries. Workers' comp covers medical bills and lost wages when staff are hurt on the job β€” and it's required in most states once you have employees.

Learn about workers' comp β†’

How it works

1

Tell us about your business

Share a few details β€” services, address, gross receipts, and the coverage you want.

2

We connect you with an agent

A licensed insurance professional reviews your needs and finds fitting options.

3

Get covered

Compare and bind coverage β€” or buy an eligible policy online instantly.

Request your free quote

Takes about 3 minutes. No obligation.

Your contact information
About your catering business
Business address
Business details
$
What coverage are you interested in?

Choose one or both.

General Liability
Third-party injury & property damage
Workers' Compensation
Covers staff injuries on the job
Any insurance claims in the last 5 years?
NoYes

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General information only. This page is for educational purposes and is not insurance, legal, or financial advice. Coverage, terms, and availability vary by carrier, state, and individual risk. See our full disclaimer.